Its loan growth supported the growth of credit to the mass market segment , which accounts for 52 percent of the total loan portfolio . The loan portfolio includes loans through Danamon Savings and Loans ( DSP ) to the micro- entrepreneur clients , automobile loans through Adira Finance and household furnishings loans through Credit Adira .
" By the end of March 2014 , the Bank credits mass market grew 6 percent year on year to Rp 70.4 trillion . Meanwhile , non- mass market loans , which consists of , among others, loans to small and medium-sized business segment , commercial , and wholesale posted growth of 27 percent to Rp 65.5 trillion , " said Director of Bank Danamon Vera Eve Lim at the Bank Tower , Wednesday ( 04/16/2014 ) .
Micro loans of small and medium enterprises (MSMEs ) in the first quarter 2014 the company registered a growth of 9 percent to Rp 41.4 trillion, or 30 percent of the Bank's total loan portfolio .
The commercial loans grew 29 percent to Rp 16.3 trillion and wholesale loans grew 46 percent to Rp 18.6 trillion .
(see also: jual kenari )
Meanwhile , vehicle loans through Adira Finance grew 8 percent to Rp 48.5 trillion . " Credit growth is accompanied by the Bank 's asset quality improved . Ratio of non -performing loan ( NPL ) which stood at 1.9 percent at the end of March 2014 improved significantly compared to 2.5 percent in the same period the previous year , " said Vera .